Posts

Showing posts with the label us

What's Happened To Low Cost Term Life Insurance?

A discussion of term life insurance premium costs. Visit: http://www.lifenetinsurance.com/blog-0/bid/88820/What-s-Happened-to-Low-Cost-Term-Life-Insurance Visit Show Website http://www.lifenetinsurance.com/... life insurance policies

4 Tips For Life Insurance Over 70

Image
During our lifetime, we normally purchase life insurance to protect our family against a premature death.  To do that, most people purchase term insurance because of its relatively low cost.  This makes perfect sense because the need is great, but mostly temporary. As children grow and other assets may grow as well, the need for large amounts of coverage may become unnecessary. Tip #1 If you currently have a term policy and you’re over 70, the first thing you should do is check with your current life insurance company to see if that policy is still convertible into “permanent” coverage.  If your policy is still convertible (some carriers allow conversion up to 75) then it makes sense to compare the conversion policy premium to the cost of a new policy. Converting a policy requires no medical underwriting.  Whatever health rating you were given when your term policy was put in force will be the health rating you get on a conversion policy.  This is a great deal in many cases, especially...

Misinformation Salvation: Avoiding Monetary Myth

Image
On forums, blogs, and other websites, you’ll find loads of helpful information to guide you through the world of finance. Whether you’re just starting out, trying to improve, or a seasoned veteran, there is probably something out there which you like to use as a support. Of course, though, you can’t always trust what you read across the web. Misinformation is rife, and a large portion of the content you consume won’t be backed up with any sort of source. To help you out with this, this post will be helping you to identify quality advice, along with providing some examples of the sorts of myth you might find. Image Credit:   Samuel Zeller (Unsplash) Solving an issue like this can usually be a simple matter of trust. If you feel you’re able to trust a resource, you should be asking yourself why. In a lot of cases, consistency will be plenty of proof that someone is reputable, and you can often rely on time to help you with this.  Cross-referencing  the information you read with other web...